LDS Missionary Packages and Missionary Gift Ideas

Membership in an unofficial “missionary tie of the month” club can be a nice way to help brighten up a missionary’s wardrobe. On their weekly preparation day (P-day), they will need casual wear. In general, any missionary gift that communicates heartfelt thoughts will be appreciated, but the gift ideas listed here will also be practical and useful during a full-time mission for the Church of Jesus Christ of Latter-day Saints.

Missionaries serving abroad may not be able to get certain food items like peanut butter or boxed cereal in their areas, and even missionaries serving domestically may not be able to afford treats or favorite food items. Both elders and sisters can wear LDS CTR rings during their missions.

Mormon Missionary Gifts – Mini Scrapbook and Testimonies

Other resources for Latter-day Saints:

Full-time Mormon missionaries live by a strict dress code, but it is still possible to send clothing to an LDS missionary. LDS T-shirts make a great reminder of who they are and why they are serving, even on their P-day.

It can be difficult to know just what to send a missionary in the mail during their 18 months to two years of service. So be careful about sending LDS music or books before finding out what the mission’s rules are for media.

LDS Missionary Gift – Missionary Clothing and ‘Tie of the Month’

Dressing Modestly for Mormon Women

For sisters, good LDS jewelry might be a necklace or modest pair of earrings. LDS pictures and scripture accessories, for example, are good gifts that mail easily and come in handy during their missions.

Missionary Mail – Other LDS Products and Gifts

LDS Missionary Package – LDS Jewelry

Buying shelf stable food items and sending them to an LDS missionary is always a safe bet for a missionary gift that will be both appreciated and used.. Here are some LDS missionary ideas and missionary gifts that are easy to find and mail.

LDS Missionary Packages – Non-Perishable Food Items

As a general rule, missionary’s follow pretty strict rules about what they can and can’t read or listen to.

LDS Guide to Beginning Food Storage

LDS Missionary Gifts and LDS ProductsWhen a friend or relative becomes a full-time missionary for the Church of Jesus Christ of Latter-day Saints, it can be hard to show them support from so far away. Just make sure to find out what the specific mission’s rules allow before sending LDS missionary ties.

A nice LDS missionary idea that simultaneously reminds them of the ones thinking about them at home and spiritually uplifts them is a mini scrapbook with testimonies inside.

Even if music or books aren’t possibilities, LDS stores sell lots of specialty items that are right for missionaries serving anywhere. They are living such a different life, and it’s hard to know what they really need. Put a picture of the family member on one page, and record their testimony of the restored gospel on the adjacent page.

For both sister and elders, LDS jewelry and accessories are perfect missionary gift ideas. People could assemble a missionary food box themselves, or buy a pre-made missionary package of food from LDS specialty retailers.

Make a simple scrapbook with a two-page spread for every family member. Elders might enjoy tie tacks or cuff links with a picture of the temple or other sacred symbolism.

Every other day of the week, elders find that their only chance for self-expression is choosing their daily tie

SurePayroll Fantasy Index Returns as NBA Season Opens

SurePayroll also offers efficient online solutions for managing 401(k) plans, health insurance, workers’ compensation, employee screening and more. For accountants and banking partners, SurePayroll provides private-label and co-branded services that enable them to offer online payroll processing to their small business clients. Paychex was founded in 1971. With headquarters in Rochester, New York, the company has more than 100 offices serving approximately 567,000 payroll clients as of May 31, 2012. The index uses a statistical analysis that compares 2012 average values for fantasy basketball guards, forwards and centers to the players’ 2011 performance. We provide affordable payroll services for value-minded small businesses, so we like to do the same with fantasy sports,” Brandt said. Rounding out its all-value squad are Rajon Rondo, Jrue Holiday, Tyreke Evans, Ryan Anderson, Joakim Noah, Luol Deng, Roy Hibbert and rookie Anthony Davis.

SurePayroll released a fantasy football index earlier this year where they boldly suggested avoiding overvalued players such as running backs Chris Johnson and DeMarco Murray. (NASDAQ:PAYX) is a leading provider of payroll, human resource, and benefits outsourcing solutions for small- to medium-sized businesses. “Only a couple people have a shot at the Lebrons and Dwight Howards of the NBA. The index suggests which players could be undervalued based on their fantasy cost per fantasy points. Human resource services include 401(k) plan recordkeeping, section 125 plans, a professional employer organization, time and attendance solutions, and other administrative services for business. Rookie phenomenon Robert Griffin III was one of SurePayroll’s “safe bets” based on how he was valued at the beginning of the season.

“It goes back to our small business mentality. For more information, please visit

About Paychex

See the infographic of the SurePayroll Fantasy Basketball Index on the company’s blog for the company’s predictions on who will be a steal in the fantasy NBA this season.

About SurePayroll

. The company has received numerous prestigious awards for its innovative technology, and outstanding customer service and sales teams, including recognition from PC Magazine, Accounting Today, the American Business Awards and many others. “Plus it’s fun to see how well our predictions hold up at the end of the season.”

“Some of the lesser known names are producing nearly as much as bigger stars, but their cost is far less in a fantasy auction scenario,” said SurePayroll Vice President of Marketing Scott Brandt. If you grabbed some of our picks late, though, you may be in for a surprisingly good fantasy season.”

GLENVIEW, Ill.–(BUSINESS WIRE)–SurePayroll Inc., a leader in providing online payroll to small businesses nationwide, today released the SurePayroll Fantasy Basketball Payroll Index infographic. The company offers comprehensive payroll services, including payroll processing, payroll tax administration, and employee pay services, including direct deposit, check signing, and Readychex®. For more information about Paychex and our products, visit

SurePayroll is a wholly owned subsidiary of Paychex, providing an easy, online, convenient payroll service that keeps our more than 40,000 small business customers in control. While anyone can tell you that Lebron James or Kevin Durant will have big seasons, SurePayroll looks for value all stars like Milwaukee’s Monta Ellis and Brooklyn’s Gerald Wallace. This is the second in a series of infographics by SurePayroll that started with fantasy football in August.

Paychex, Inc. The index also listed Jordy Nelson as a better value than Calvin Johnson, and touted the discount for Victor Cruz, who is having a standout season with the New York Giants. A variety of business insurance products, including group health and workers’ compensation, are made available through Paychex Insurance Agency, Inc

Arbitrage Betting Techniques Helps to Earn Money

Any type of sporting event that has a gambling factor to it, there is always some kind of interesting and unusual bet that can be made. 

 . Therefore, what is arbitrage betting, exactly?  This type of betting means that when it comes to a sporting match, the gambler places a wager on several aspects of the match, with different bookmakers.  Win, lose, low point spread, high point spread, you name it.  While this sounds like an insane waste of money, the idea behind it is that, regardless of what is being bet, the bettor is still going to get a profit no matter who wins the game.  This is also referred to as a sure win bet.

Learn about sports betting and sports betting options at

Sports betting have always been part art, part science. It can be a complicated formula, but if you are interested in arbitrage betting, we encourage you to read up on the subject. The basic premise is the odds between two bookmakers may differ. But in the modern world of sports betting, we have even more tools at our disposal than ever, and not taking advantage of them means you’re not doing everything you can do to win. Combine all of those, and you might just come out on top. It usually takes a hefty cash layout to participate, but, if you feel it’s a sure thing, well, why not? If you are sporting enthusiasts, and you would like to put a little wager on some event or think that you can predict successfully, then you can earn some bucks by using the arbitrage betting systems.

 One of the more daring wagers that a bettor can do is called arbitrage betting.  Of course, with this type of wager, one needs to be seriously adventurous. Nowadays, there are an unlimited number of computer simulations and formulas designed to rank and rate teams in just about every sport you can think of and with a little thought, it’s easy to see how you can utilize them when making sports picks. The big key to arbitrage betting is to find differing odds amongst different bookmakers. Successful sports betting takes a feel for the game you’re betting on, a lot of knowledge about injuries and trends, and an understanding of the odds. And that’s where your friendly independent bookmaker comes in. The ones that will tend to go against the grain and give odds on what they personally think, and not the established odds.  It is these types of free-thinking bookmakers that allow for heavy arbitrage betting taking place. And if that happens, depending on the difference and the bets offered, one could feasibly bet both sides of an event with competing bookmakers, and guarantee a small profit no matter who wins. Now, we’re not going to go into the math here, as it can be long and somewhat complicated, but trust us when we tell you that arbitrage betting situations can and do exist all the time. And, of course, bet enough money and a small profit becomes a big one. However, it’s not something that is heavily guarded against, as in general terms, each bookmaker still feels they win in an overall sense – after all, you are just playing their odds you win on the differing numbers between bookies. Well, yes, it is legal, although some bookmakers will not take your bet if they suspect arbitrage betting

Casino-Gaming :: Responsible Wagering Suggestions

Without control, an individual can turn out to be enslaved by gaming, creating significant impact on his own budget and social interaction. Together with the continuous efforts to attenuate the negative effects of betting, the Responsible Gambling Code of Practice was developed and also the gaming industry, the co-operation has resulted to the Northern Territory Responsible Gambling code of Practice.

o Work problems and performance concerns. For some Australians, testing one’s luck is really a healthy activity. These types of accountable gambling codes are adopted by numerous gambling facilities to dampen the problems that gambling can cause to consumers.

o Economic loss because of excessive a disorganized dealing with of income. Addiction could cause anybody to invest more hours looking to regain their cash rather than to hang out with family and friends.

Australia is incredibly keen about gambling and it’s also embedded deep within their culture. Consequently, codes or guidelines for accountable betting were produced. For that reason, playing is innately an unbiased activity which could either cause advantages but in addition cause disadvantages.

Using accountable betting guidelines, gaming services try to strike an equilibrium between pleasurable and addictive attitude towards casino games, taking into account not only the requirements the business but the players and indirectly, for the community.

Quest Declaration for responsible betting

One important facet of this signal of carry out is setting up specifications for customer support to be able to preserve accountable playing habits. The challenge occurs when the participant loses management particularly with their frequency from the betting facility along with the amount of cash they will commit per game. Only individuals aged 18 and up can register and wager around the various games you can find at

The movement’s proponent,, aims to provide a option to incite a socially responsible environment for wagering in several sporting and racing events. Mental and physical absence may be damaging to your personal career.

Customer Support on Gaming craving

An engaged force in developing the principles for liable gambling is These kinds of craving has several negative effects:

o help visitors to remember and accustomed to the final results of the gambling practice; can be a proponent of responsible gambling using a strict policy against minors gambling online or via telephone. Assistance is going to be wanted to people who could be susceptible to addiction. The rules will then be applied throughout the Northern territory. Going beyond their means could cause lots of issues after the day.. The movement generally aims to:


o Guide patients by using support and relevant information regarding responsible gambling.

Betting is really a fun and lucrative type of leisure for any large number of people. However, enjoyable things also can bring about disadvantages. Implementing the guidelines vary based on different situations and operational trends within the industry.

o minimize the potential for loss of wagering within the community;

o Decrease of interpersonal and family connections

Sports Wagering Description

The sportsbook wager limits is the listed organization to bet, there is the maximum and minimum betting limits, also parlays, sides, or if bets options for the users established by the sportsbook in the web site. A lot of people think is just spend money in hobbies, or pretend to be professional, but to can really understand this, anybody first have to know some essential parts of this amazing hobby.


. Those limits are famous for their high percentage of gain in a lot of the sportsbooks and are the ones who make users win in a lot of the situations in a game.

Your rating: None

Betting strategies and tips help users, normally a lot of the web sites have guides or suggestion areas to show the users how to bet wise and understand betting systems according to the sport are going to bet with. Don’t worry, now 80% of the online sportsbook web sites in internet are completely legal, also the ways they make the payments. One web site can have around 10 legal payment methods to pay prizes online or by different bank transactions.

For every sports addict or sports wager, understand is the clue of all sports initial deposit, without this is just simply an ignorant trying to imitate a experienced and real knowledge, totally risked to lose every chance.

Sports wagering is something really famous and complicated to understand. Anybody without experience first has to visit these areas to learn and understand the right way to increase their profits in the sportsbook gaming organization.

Sports wagering as everything in this life has to be understand before try to act in any situation, that’s why a lot of people have the dark and obsolete image of web sites dedicated to swindle, so how is possible that places make rich people from one day to other?

The sportsbook are just online business, anybody can win or lose, the secret is just understand sequences, rules, and organizations to can be a true specialist in the sports wagering.

The sports banking is an essential part to can get live odds during the game, any game or sport the user choose; normally all different online sportsbetting web sites have their own rules or system for the payment methods and prizes; that’s why the user have or chose wise the web site is going to bet with

Buddy Media Report Shows The Best Times To Post

and 7 a.m. Yet few brands publish during those times. (Obviously, social media marketers aren’t going to get up at ungodly hours to publish posts — which is why Facebook scheduling exists.). For example, a clothing or fashion business is most likely to see users engage with its content on a Thursday. and 7 p.m, the report found.

On Wednesday, the rate at which users “like,” share or comment on Facebook brand posts is 7.4 percent below the average daily interaction rate, according to the report by Buddy Media, a social media consulting company. For a company in the retail or the technology space, Monday is the best bet. Brand posts published on Saturdays and Sundays receive 14.5 percent more interaction compared to weekday posts.

Yet many companies advertising on Facebook are doing it all wrong. Posts should be no longer than 80 characters (posts with more than 80 characters receive 23 percent less interaction).

If you want comments, ask questions (posts with questions generate 92 percent higher comment rates than non-question posts).

Use emoticons (posts that contain emoticons receive 52 percent higher interaction rates; the emoticons :D and :P have the highest interaction rates). Perhaps unsurprisingly, leisure brands start to see interaction rates climb as the weekend nears on Thursday, peaking on Sunday.

Here are some other nuggets of social media wisdom from Buddy Media’s report:

Limit brand posts to one to two times per day (brands that post one or two times per day see 19 percent higher interaction rates than those who post three or more times per day).

Much like marketing on Twitter, brevity is key.

Wednesday is the worst day of the week to advertise on Facebook, while Saturday and Sunday are the best, according to a new report analyzing user activity from brand pages of the world’s biggest companies.

Not every industry is the same, though. The weekends, however, show a spike in engagement. But, as Buddy Media’s report notes, “the use of emoticons proves most successful for health and beauty and food and beverage brands, while automotive, clothing, fashion and technology brands all have lower than average interaction rates when using emoticons.”

And that’s not the only mistake marketers make on Facebook. It turns out users are most likely to engage with brand posts in the evening and early morning. A missed opportunity given that brand posts published between 8 p.m. HuffPost found Coca-Cola, for instance, published all of its posts last week in the late afternoon. receive 14 percent higher interaction than those published between 8 a.m. Only 14 percent of posts published by brands appear on the weekend, while Wednesday is the most common day for brands to post Facebook content.

The reason: “When not at work, people are more likely to spend time perusing Facebook and interacting with Page content,” the Buddy Media report says

Book Review: Warm Bodies by Isaac Marion

Warm Bodies is definitely a different take on the zombie genre, and is worth a read just for that, although the film is quite a bit more fun.

Book: Warm Bodies

Warm Bodies is a romance with a difference – one of the lead characters is dead and, extremely unusually for a paranormal romance, not a vampire. There is some humour, but it isn’t as overt – much of the humour in the film version came from R’s internal monologue. Warm Bodies is set in a post apocalyptic future where the world has suffered not just a zombie apocalypse but societal and political collapse, natural disasters and major flooding of the coastal cities, presumably caused by climate change. The story is definitely influenced by a famous Shakespearean play. Vampire/human relationships have been a bit overdone recently; a human/zombie relationship is a nice change. R’s background, such as was guessed at by him in the book, was also changed in the film and, as is fairly common in cinematic adaptations, a fair bit of story and some characters have been cut out to make it shorter.

Most of the Living survivors now live in fortified sports stadiums where thousands of people are crammed into small spaces in  makeshift buildings. Both the book and the film are recognisably the same story, but how the story is told is handled differently, giving a completely different feel to each. R is different from most of the rest of the Dead; he wants something but he isn’t sure what it is.

Warm Bodies is the debut novel by Isaac Marion.

ISBN: 978-0-099-58382-0

The Dead in the book are even less like normal brain eating zombies than in the film. The stadiums provide a secure place to grow food, although much of the day to day diet comes from “Carbtein.” “R” (all he can remember of his name is what he thinks is its first letter) is one of the Dead “living” in an abandoned airport with many other zombies including his best friend “M.” Whilst on a journey into the nearby city to find food – the Living – R meets Julie Grigio, a Living survivor and, instead of eating her as he would normally do, R decides to protect her and takes her home. The zombies are just the icing on the cake after much of the word has already collapsed, rather than the major cause of it.

Author: Isaac Marion. Although they still eat brains; it is, after all, the best part. The Dead often mimic, badly, the habits of the Living although R is still unusual compared to the rest. Originally, the book started out as a seven page short story story entitled I am a Zombie Filled With Love, which proved very popular online and was developed into a fully fledged novel. Or at the very least, extremely different.

Warm Bodies was made into a film and, although much of the essence of the story and quite a bit of the dialogue, is essentially identical the book is quite a bit darker and not as humorous as the film

U.S. Treasury seeks to guard against illegal sports wagers

One example might be unusually large wagers, a sign that bets are being pooled, said one of the sources.

Authorities are concerned that some of the money involved in these transactions could be linked to corruption and other nefarious activity, the sources said.

(Reporting by Brett Wolf). The IRS, responsible for auditing casinos’ anti-money laundering compliance programs, has begun training additional examiners, one of the sources said.

By Brett Wolf

In June, IRS special agents speaking at a Las Vegas conference discussed a recent probe linked to Costa Rica and warned of a crackdown on U.S. Treasury Department’s anti-money laundering unit may soon ask casinos to be on the lookout for illegal sports wagers flowing into the U.S.

Mon Dec 22, 2014 6:53pm EST

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Spokesmen for FinCEN and the IRS criminal investigation unit declined comment.

The agents told the audience the volume of illicit gambling funds pumped through casinos by criminal bookmakers has grown to tens of billions of dollars per year and exceeds even the sums laundered by narcotics traffickers.

The enforcement push began in August 2013 when Las Vegas Sands Corp agreed to pay $47 million to settle with the Justice Department over anti-money laundering failures. banking system, according to the sources, who spoke on condition of anonymity because they are not authorized to discuss the matter publicly.

There are signs the pressure will only increase. casinos that allow illegal sports book operations around the world, including online outfits, to balance their bets by placing casino wagers.

(Reuters) – The U.S. financial system, according to two sources familiar with the matter.

The U.S. Two months later, Caesars Entertainment Corp disclosed that FinCEN was investigating a subsidiary, Desert Palace Inc, over such lapses.

The goal is to stifle illegal sports bets that cause billions of dollars in funds, much of it with unknown origins, to move through the U.S. Treasury Department and Justice Department have increased pressure on casinos to comply with anti-money laundering laws and regulations.

The Internal Revenue Service’s criminal investigation division has been focused on the money laundering risks associated with illegal sports betting, both domestic and offshore.

Guidance from Treasury’s Financial Crimes Enforcement Network (FinCEN) is expected to highlight for casinos “red flags” signaling possible illicit sports betting activity so it can be reported to authorities

O’Donnell win dims prospects for a GOP-controlled Senate

No predictions for November. Mike Castle, a nine-term congressman and popular former governor who appealed to independents and some Democrats, on the ballot.

And in an anti-incumbent year, Republicans had hopes of reclaiming the Senate, where Democrats hold 59 seats, including two independents who caucus with them, and Republicans 41.

But now that it will be O’Donnell facing off against Democrat Chris Coons, Democrats are breathing a little easier.

Within hours of the race being called, two top nonpartisan political handicappers changed their rating of how the Delaware Senate election might go.

CNN’s Kristi Keck, Ed Henry, Dana Bash, Ted Barrett, Paul Steinhauser and Jessica Yellin contributed to this report.


Christine O’Donnell’s win means Democrats may be more likely to pick up Delaware Senate seatRepublican leaders show signs of warming to O’Donnell after initial chilly receptionO’Donnell says she can win without the support of the party establishmentTea Party Express vows aggressive independent spending campaign for O’Donnell

(CNN) — A celebratory Christine O’Donnell thanked her supporters, the Tea Party and kingmaker Sarah Palin on the night of her stunning win in Delaware’s Republican Senate primary.

O’Donnell calls Rove comments ‘a shame’

The newly minted Republican Senatorial candidate said that while she’d love the support of establishment Republicans, she can forge ahead without it.

Republicans were expected to pick up the Senate seat that Vice President Joe Biden held for 26 years with Rep.

Cornyn issues upbeat tone on O’Donnell

The winner of November’s general election will fill out the remaining four years of Biden’s final term. “While Tea Party activists are jumping for joy at the primary results, it’s Democrats who will have the last laugh in Delaware.”

Top two handicappers change Delaware outlook

The Tea Party is a populist, conservative movement that grew out of frustration over perceived overspending by the federal government. Biden stepped down from the Senate after his election in November 2008 as vice president. Just look at the tone of what the NRSC and Karl Rove said,” he said.

Democrats euphoric about ‘choice’ coming out of Delaware

Speaking on Fox News on Tuesday night, Rove, who was a top aide for former President George W.

At the same time, party leaders were shaking their heads, watching helplessly as control of the Senate was slipping out of reach. John Cornyn, chairman of the National Republican Senatorial Committee, released a statement clarifying the organization’s involvement in the general election.

“Let there be no mistake: The National Republican Senatorial Committee — and I personally as the committee’s chairman — strongly stand by all of our Republican nominees, including Christine O’Donnell in Delaware,” he said.

Cornyn also said the the committee would send her a check for $42,000, the maximum allowable donation provided to nominees. Lacking an impressive resume and unlikely to garner significant national Republican support, O’Donnell clearly looks like an underdog against New Castle County Executive Chris Coons (D), who is suddenly transformed to the favorite in the general election,” the Rothenberg Report said. So I think he is eating some humble pie and trying to restore his reputation,” she told ABC in response. Tea Party activists say they feel Washington doesn’t hear the voice of the people.

Moments after O’Donnell’s victory, the National Republican Senatorial Committee offered a one-armed embrace to their new candidate.

“We congratulate Christine O’Donnell for her nomination this evening after a hard-fought primary campaign in Delaware,” Rob Jesmer, the committee’s executive director, said in a statement.

No second sentence. Bush, said the political newcomer does not “evince the characteristics of rectitude and sincerity and character that the voters are looking for,” adding “there’s just a lot of nutty things she’s been saying.”

O’Donnell brushed off Rove’s remarks, saying, “It’s a shame. The Rothenberg Political Report moved the race from “Lean Republican” to “Lean Democrat.” On Wednesday morning, the Cook Political Report changed its rating from “Likely Republican” to “Likely Democrat.”

“Castle had broad appeal, including to independents and even Democratic voters, while O’Donnell’s appeal is limited to Tea Party conservatives. We’d like to win the seat.”

Sen. Former Biden aide Ted Kaufman was named as an interim replacement, but Kaufman is not seeking a full term.

GOP unhappy with O’Donnell?

. He is the same so-called political guru that predicted I wasn’t going to win.”

“And we won, and we won big. “If they’re too lazy to put in the effort that we need to win, then, so be it. Outsider Scott defeated party favorite Bill McCollum in August in Florida’s gubernatorial primary.

Top Democratic strategist Steve Elmendorf said the Republicans “basically gave away a Senate seat.”

“This woman cannot win.

“The NRSC statement appears as tepid as the Republican Governors Association’s initial statement following Rick Scott’s victory in Florida,” said Paul Steinhauser, CNN’s deputy political director. We’re going to win without them.”

The Tea Party Express, which ran ads, sent mailers and organized rallies in support of O’Donnell, vowed an aggressive independent expenditure campaign for its candidate.

Tea Party Express: O’Donnell can win without national GOP

Following Tuesday’s noticeably chilly reception, some Republicans showed signs of warming to her Wednesday.

Senate Republican leader Mitch McConnell of Kentucky said he would support and donate money to O’Donnell’s campaign.

McConnell didn’t respond when asked whether he thinks O’Donnell’s victory would lead to a Democrat winning the seat and jeopardizing a possible GOP takeover of the Senate. However, asked if he thinks she will win the race, he responded, “I’m going to be supporting the nominee, and we’ll hope for the best.

“They don’t have a winning track record,” O’Donnell said Tuesday night